Call Us 909-931-5799 ☰ ˟
Logo
Call Us 909-931-5799
  • Home
  • Get a Quote
    • AutomobileImage of right arrow
      • Automobile Insurance Home
      • Auto Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance Quote
      • General Liability InsuranceImage of right arrow
        • General Liability Quote Form
      • Business Owners Policy (BOP)Image of right arrow
        • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • HealthImage of right arrow
      • Health Insurance Home
      • Health Insurance Quote
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Home
      • Recreational Vehicle Insurance Quote
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
    • Watercraft & BoatImage of right arrow
      • Watercraft & Boat Insurance Home
      • Watercraft Insurance Quote
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact Us
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home & Landlord Icon

Home & Landlord

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business & Auto Icon

Business & Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life & Health Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Preventing Fire Risks In Your Rental Home
FRIDAY, SEPTEMBER 16, 2022

Preventing Fire Risks In Your Rental Home

A house fire can be scary at minimum. In worst-case scenarios, they can be deadly. That’s why people work hard to keep their household fire risks low. If you live in a rental home, then you still have a duty to protect yourself in these cases. Consider a few of the steps you can take to protect your rental home from fire risks.  

1. Be Careful When Burning Candles 

Burning candles always poses a fire risk. In fact, some rental properties even forbid tenants from doing this. If you do burn candles, always keep them away from flammable items like furniture or paper products. Consider placing a glass or wire shield around the flame.  

2. Keep Heaters And Flammable Items Separate 

Whether you use a space heater, radiator, fireplace or central HVAC, do so responsibly. Don’t place flammable items too close to these items. If you notice sparks, smoke or strange odors, immediately shut down the system. Call your landlord to make repairs in this situation. firefighters

3. Don’t Overload Wall Sockets 

While it is fine to use a surge protector or outlet extender in most electrical outlets, outlets still have a limit on how many appliances they can support. Therefore, only plug in the number of items that the system can hold.  

If you notice sparks or malfunctions, unplug all items from the sockets. Use socket covers to close sockets that you are not using. Additionally, when changing light bulbs, only use bulbs with wattage that a light can support.   

4. Test Your Alarm System 

Your rental home might have smoke and carbon monoxide detectors installed. Test these items regularly and change the batteries at least every six months or as soon as they get low. 

5. Consider A Smart Home System 


Some fire alarms work with smart home systems. Others can send a notification from your phone and call the authorities when they detect the sound of an alarm.  

6. Clean Regularly 

A home that you haven’t cleaned could be a tinderbox for fires to easily spread. Regular cleanings are healthy safety precautions.  

The Benefit of Renters Insurance for Fire Damage  

If you have renters insurance, then your policy might be able to help you cover the costs of a fire.  

  • If the fire is deemed your fault, then your liability coverage can pay for damage to the home itself. This is the property of the landlord, and you might have a duty to compensate them.  

  • Possessions insurance will pay for damage to your personal belongings. 

  • After the fire, you might have to temporarily move out. Coverage for additional living expenses can cover costs that might arise.  


Always ask your landlord if they require you to purchase certain renters insurance. They can tell you any coverage to obtain to keep yourself safe from fires. 
Posted 12:18 PM

Tags: homeowners, policy, coverage, insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021

  • insurance(15)
  • coverage(10)
  • policy(6)
  • auto(6)
  • commercial(5)
  • life(4)
  • car(3)
  • homeowners(3)
  • whole(3)
  • retirement(3)
  • damage(3)
  • accident(3)
  • terms(3)
  • employee(2)
  • property(2)
  • home insurance(2)
  • vehicles(2)
  • auto insurance(2)
  • landlord(2)
  • costs(1)
  • collision(1)
  • landlord insurance(1)
  • premiums(1)
  • glass damage(1)
  • commercial auto insurance(1)

View Mobile Version

Contact Us Today!
909-931-5799

Resources

  • Products
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

491B N Central Ave
PO Box 326
Upland, CA 91786

Ph: 909.931.5799 | Fx: 909.931.5795
© Copyright. All rights reserved. | Powered by Insurance Website Builder