Boat Insurance in California

Owning a boat means owning the responsibility that comes with it. Just like any vehicle, boats are vulnerable to accidents, theft and vandalism. Acquiring a boat insurance policy can help limit the financial burden of expenses following an incident.  

What Is Boat Insurance? 

Boat insurance is similar to other types of insurance in that you pay a premium in exchange for financial assistance if something happens. If your boat is involved in an accident or stolen, your boat insurance could assist you in recovering costs. Whether your boat is on the water or land, a boat insurance policy is a great way to protect you from significant out-of-pocket expenses. 

What Does Boat Insurance Cover? 

While coverage options may vary among boat owners, a typical boat insurance policy might include the following: 

• Liability coverage helps cover expenses if your boat causes damage to another person’s property.

• Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.

• Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to repair, theft, vandalism and so on.

• Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.

Additional coverage options may be available, so be sure to reach out to one of our agents for more information. 

Additional Questions? 

If you live near Upland, California, we can help you out. Our agents at Nauertz Insurance Agency are determined to assist boat owners in learning about potential boat insurance policies so they can make an educated decision on coverage for them and their boats.  

To learn more about potential coverage options for your boat, contact us today at 909-931-5799.