As a business owner, it is crucial to protect your business financially against unforeseen accidents. Accident-related damage and lawsuits can create significant financial burdens. General liability insurance may help reduce potential out-of-pocket expenses following a covered accident at your business.

At Nauertz Insurance Agency in Upland, California, our experienced staff can help create a suitable coverage package for you. Contact for appropriate insurance for your business.

What Is General Liability Insurance and What Does It Cover?

General liability insurance, also known as business liability insurance or commercial general liability insurance, may help protect your business from financial losses due to third-party claims. Policies vary among business owners, but a standard general liability insurance policy usually includes the following coverages:

• Bodily injury—If someone gets hurt on your business premises (like a customer slipping and falling), the insurance may help cover their medical expenses.
• Property damage—If your business damages someone else’s property (e.g., during work at a client’s house), the policy may help pay for repair or replacement costs.
• Reputational harm—If your business faces libel, slander or copyright infringement claims, the insurance may help cover legal defense costs.
• Advertising injury—If you’re sued for inadvertently using copyrighted material without permission in your ads, the coverage can assist with legal expenses.

How Much General Liability Insurance Do I Need?

General liability insurance needs differ for each policyholder. Rates can depend on factors such as the number of employees, the size of the business and its location. While it’s not obligatory, having this insurance can help safeguard your business financially in case of unexpected accidents or lawsuits stemming from specific incidents. Assessing the risks unique to your business helps determine the right coverage amount.

Learn More

If you’re a business owner in Upland, California, the Nauertz Insurance Agency is ready to assist. We can provide information about general liability insurance policies tailored to your business needs. To learn more, feel free to contact us.