Recreational Vehicle Insurance
Recreational Vehicle Insurance Quote Forms
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Recreational Vehicle Insurance Information
Recreational vehicles (RVs) are vulnerable to a variety of unforeseen accidents. RVs are unique because they function a lot like ordinary automobiles, but they also have many of the same functions homes do. An RV insurance policy is a great way to protect your motorhome from incurring significant out-of-pocket expenses following an accident.
How Does RV Insurance Work?
Like many insurance policies, RV insurance works a lot like a contract or an agreement with your insurer. In exchange for an insurance premium, your insurer will provide you with a certain amount of funds following an accident to assist in covering aspects like repair and recovery costs. You’ll most likely have to pay a deductible, which is basically a designated out-of-pocket cost you pay until your insurer steps in to assist you.
What Do RV Policies Cover?
RV insurance typically includes protection matching the driving and property risks associated with your vehicle. Some of the coverage you might need to carry consists of the following types:
Liability insurance helps by insuring you against damage or injuries you cause to others if you are at fault in a wreck.
Collision insurance helps by covering damage to your vehicle after a wreck.
Comprehensive insurance helps by paying for vehicle damage from non-accident mishaps, such as weather damage.
Medical coverage helps by covering your medical bills and those of your passengers.
Uninsured/underinsured insurance helps by insuring you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and vacation coverage helps by covering liabilities associated with using the RV as a vacation property.
Full-time residence insurance is intended for those permanently living in their RVs.
Other coverage offers help for roadside assistance, rental car coverage and expenses protection (for expenses such as emergency hotel bills).
There may be potential added coverage options included in some policies; reach out to our agency to find out more
If you live near Upland, California, we can help you out. The agents at Nauertz Insurance Agency are dedicated to helping RV owners learn more about their coverage options so they can make the right decision on a policy for their motorhomes.
Contact our agency today at 909-931-5799 to learn more about your coverage options.