Call Us 909-931-5799 ☰ ˟
Logo
Call Us 909-931-5799
  • Home
  • Get a Quote
    • AutomobileImage of right arrow
      • Automobile Insurance Home
      • Auto Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance Quote
      • General Liability InsuranceImage of right arrow
        • General Liability Quote Form
      • Business Owners Policy (BOP)Image of right arrow
        • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • HealthImage of right arrow
      • Health Insurance Home
      • Health Insurance Quote
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Home
      • Recreational Vehicle Insurance Quote
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
    • Watercraft & BoatImage of right arrow
      • Watercraft & Boat Insurance Home
      • Watercraft Insurance Quote
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact Us
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home & Landlord Icon

Home & Landlord

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business & Auto Icon

Business & Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life & Health Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Auto Insurance in Upland CA, La Verne CA & Rancho Cucamonga CA

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

Car insurance can be a tricky subject to navigate, especially for drivers of electric cars. Having appropriate car insurance is essential and required by law in most states. 

Contact Nauertz Insurance Agency in Upland, California, for personalized car insurance quotes from a reputable insurance company.  

How Much Auto Insurance Do I Need? 

When it comes to auto insurance, there are two types of liability insurance that California drivers must maintain, including the following:  


  • Bodily injury liability may cover third-party accident-related expenses (e.g., medical bills, legal fees and funeral expenses).
  • Property damage liability may help pay to repair or replace a third party’s property if you cause damage while driving.


As an alternative to maintaining minimum auto insurance, California drivers may prove financial responsibility by making a cash deposit of $35,000 with the Department of Motor Vehicles (DMV), getting a DMV-issued self-insurance certificate, or getting a surety bond for $35,000.  

In addition to these two types of coverage, your agent may recommend several other coverages based on your needs and budget.  

  • Collision coverage may help pay for damages to your vehicle if it collides with another object or vehicle.
  • Comprehensive coverage may help pay for non-collision-related damages such as theft or fire.
  • Guaranteed asset protection (GAP) coverage may help pay off your vehicle if the insurer deems it a total loss after a covered accident.
  • Uninsured/underinsured motorist coverage may help covers damages caused by someone without proper insurance.
  • Medical payment coverage (MedPay) may help cover accident-related medical bills for you and your passengers regardless of fault.
  • Personal injury protection (PIP) may help cover accident-related medical bills plus other economic losses, such as lost wages.


If you lease or finance a vehicle, your lienholder requires full coverage insurance, which typically includes collision, comprehensive and gap coverage.  

What Car Insurance Is Good For Electric Cars? 

Electric car owners have the same car insurance requirements and options as those driving combustion vehicles. However, insurance for electric cars may trigger higher auto insurance rates due to the vehicles’ higher average repair costs and a potential shortage of electric car experts who can perform repairs.  

An experienced agent can help determine the most appropriate coverage for electric car owners in California.  

How Far Back Do Insurance Companies Look? 

Your driving record impacts car insurance premiums, but the effects of an accident or driving infraction aren’t permanent. Many insurers only consider the last three to five years of records when calculating costs.  

After an accident or driving infraction, you may expect rates to increase. However, these extra charges may eventually be reversed if more violations don’t occur in subsequent years. 

Contact Us 

At Nauertz Insurance Agency, we understand the importance of finding the right car insurance policy that meets your needs and budget. Contact us today for help finding the best car insurance policy for you and your family. 

Contact Us Today!
909-931-5799

Resources

  • Products
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

491B N Central Ave
PO Box 326
Upland, CA 91786

Ph: 909.931.5799 | Fx: 909.931.5795
© Copyright. All rights reserved. | Powered by Insurance Website Builder