What Is Commercial Auto Insurance?

Commercial auto insurance is a specialized policy designed to provide coverage for vehicles used for business purposes. It’s essential for businesses that rely on transportation to safeguard against the financial implications of accidents, theft and other vehicle-related incidents.

Contact Nauertz Insurance Agency in Upland, California, for a personalized commercial auto insurance quote.

What Does Commercial Auto Insurance Cover?

Commercial liability auto insurance is required for California businesses using vehicles to conduct business. Liability coverage may help cover expenses if your business vehicle is involved in an accident-causing injury or damage to others.

If you finance vehicles, your lienholder may also require physical damage coverage to help repair or replace your business vehicle if it is damaged or lost due to accidents, theft or other events.

These coverages are critical in protecting your business assets and ensuring continuity after the unexpected.

How Much Is Commercial Auto Insurance?

The cost of commercial auto insurance varies based on several factors, including the following:

• Vehicle type and usage—The nature and frequency of vehicle use in your business impact premiums.
• Coverage limits and deductibles—Choosing higher coverage limits or lower deductibles can influence the cost.
• Business location and driving records—Where your business is located and the driving records of those operating the vehicles play a role in determining rates.

Contact Us

Contact Nauertz Insurance Agency for a commercial auto insurance quote.