MONDAY, MARCH 27, 2023
Classic cars are unique vehicles. Like standard automobiles, classic cars are vulnerable to unforeseen accidents; classic car insurance can limit out-of-pocket costs following a covered accident. Knowing what’s included in your policy is essential, and the Nauertz Insurance Agency agents can help you learn more about potential coverage options.
What Does Classic Car Insurance Cover?
Classic car insurance varies among policyholders. It may include many of the same coverage options as standard auto insurance, such as bodily injury and property damage liability insurance. Additionally, some coverage options may incorporate collision insurance and comprehensive coverage.
A difference between classic and standard cars is that classic cars may be insured based on an agreed value between you and your provider. Policy rates may fluctuate over time if the value of your car changes. The agents at Nauertz Insurance Agency can help you learn more about ways to tailor your policy to include your preferred coverage options. 
Is Classic Car Insurance Required?
All drivers in California must carry proof of financial responsibility (e.g., auto liability insurance) that meets the state’s requirements. However, if an accident occurs that is not covered under liability insurance, you may be forced to cover high out-of-pocket costs. Having sufficient insurance for your classic car can be an excellent form of financial protection from car accidents.
What Qualifies a Car as Classic or Antique?
Classic and antique car qualifications may vary. Cars may be considered antique or classic if they are at least 25 years old. Other automobiles that may be eligible for classic car insurance include the following:
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Classic trucks
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Muscle cars
If you have filed several insurance claims or have a poor driving record, you may have more difficulty finding classic car coverage than someone with a clean driving record and no insurance claims. Contact our agency to learn if you qualify for classic car insurance.
Learn More
If you are a classic or antique car owner near Upland, California, the experienced and dedicated agents at Nauertz Insurance Agency can help you learn more about classic car insurance to assist you in deciding on coverage for you and your vehicle.
Contact one of our agents today at 909-931-5799 for additional information.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
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