As a business owner, you must protect your business financially against unforeseen accidents. Accident-related damages and lawsuits can create significant financial issues. General liability insurance can reduce potential out-of-pocket expenses following a covered accident at your business. 

What General Liability Insurance Covers 

Policies vary among business owners, but a standard general liability insurance policy usually includes the following coverages: 

• Bodily injury—If your business is liable for a customer, visitor or other third party being injured, general liability insurance may cover costs for their medical expenses.

• Property damage—If you or your employees are responsible for damaging another party’s property, including that of your landlord, your coverage can help pay for repair or replacement expenses.

• Personal and advertising injury—If your business faces losses or damages arising from a personal or advertising injury, such as slander, libel, violation of privacy or copyright infringement, general liability coverage can provide financial aid.

• Legal fees—If a lawsuit is filed against you or your business, your policy may help pay for legal fees and representation.

To learn more about additional or alternative coverages to include in your policy, contact the agents at Nauertz Insurance Agency. 

How Much General Liability Insurance Do I Need? 

Insurance needs vary among policyholders. General liability insurance is typically not mandatory, but having a policy can financially protect your business against unforeseen accidents and lawsuits that may be a direct result of particular accidents that might occur. 

How Much Is General Liability Insurance? 

General liability insurance rates vary significantly among business owners. Rates can vary depending on factors such as the number of employees as well as the size and location of the business. Contact the agents at Nauertz Insurance Agency to learn more about the cost of general liability insurance. 

Learn More 

If you are a business owner near Upland, California, the experienced and dedicated agents at Nauertz Insurance Agency can help you learn about potential general liability insurance policies for your business. 

Learn more by contacting us today at 909-931-5799.